Vacation rentals with lake access in Panama City

Find and book unique lake access rentals on Airbnb

Quick stats about vacation rentals with lake access in Panama City

  • Total vacation rentals

    Explore 10 vacation rentals in Panama City

  • Nightly prices starting at

    Panama City vacation rentals start at $100 per night before taxes and fees

  • Verified guest reviews

    Over 410 verified reviews to help you choose

  • Family-friendly vacation rentals

    10 properties offer extra space & kid-friendly amenities

  • Rentals with dedicated workspaces

    10 properties have a dedicated workspace

  • Wi-Fi availability

    10 of Panama City vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-rated lake access rentals in Panama City

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

1 of 1 pages1 / 1
Top guest favorite
Home in Lower Grand Lagoon
4.97 out of 5 average rating, 128 reviews

Beautiful home, backyard, walk to beach,no pet fee

The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

Top guest favorite
A scenic outdoor area features a private pool surrounded by a spacious patio, furnished with a dining table and comfortable lounge chairs. Palm trees and a backdrop of the lake create a relaxed setting as the sun sets in the distance.
Home in Laguna Beach
4.97 out of 5 average rating, 106 reviews

Granny’s at the Beach With Heated Pool (Extra Fee)

Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.

Top guest favorite
A large, inviting pool area is surrounded by lush landscaping, including palm trees and well-kept shrubs. Comfortable lounge chairs are positioned near the edge of the pool, with a spacious deck leading to the water. In the background, a tall building is visible against a clear blue sky.
Condo in Lower Grand Lagoon
4.71 out of 5 average rating, 305 reviews

balcony • sauna • dock • 1 block to beach • pool

AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

Top guest favorite
A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.
Condo in Panama City Beach
4.94 out of 5 average rating, 111 reviews

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Guest favorite
Condo in Panama City Beach
4.92 out of 5 average rating, 108 reviews

"Islandia 311" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. This one-bedroom suite offers astounding panoramic views of Lake Powell. We have multiple units available in this location.

Superhost
Condo in Panama City Beach
4.83 out of 5 average rating, 127 reviews

Catch My Drift and Stay here with Gulf Views!

"CATCH MY DRIFT" SUPER HOSTED! Gulf views 12th floor-KING (memory foam mattress) in Main suite w/attached full bath, custom private bunk room w/ TVs at the end of each bunk and attached private full bath. ALL newer furnishings, carpet, paint, appliances, HUGE TVs, FRESH Linens, cookware, beautiful outdoor furniture overlooking the GULF! RESORT-5 Pools (1 heated),2 hot tubs, fitness room, RESTAURANTS, Live entertainment, 810 Bowling and Games, Private Lake w/water shows! BOOK NOW!

Guest favorite
A spacious living area features large windows offering views of the Gulf and access to a balcony. A wooden coffee table centers the room, complemented by a light-colored sofa with decorative pillows. The view showcases the resort and the expansive beach area, creating a serene atmosphere.
Condo in Panama City Beach
4.84 out of 5 average rating, 121 reviews

Beach Condo #925 w/ Heated Pool & Hot Tub

Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Top guest favorite
A spacious studio is illuminated by natural light from large sliding doors, leading to a patio. A king-size bed is paired with a cozy gray sofa, accentuated by a decorative throw. A neutral area rug and dining table complete the inviting layout.
Condo in Panama City Beach
4.92 out of 5 average rating, 120 reviews

Renovated first floor condo, 3 min walk to BEACH

The #1 rule is the bring Good Vibes Only! Completely renovated, first floor studio condo, STEPS away from the white sandy beaches of Florida's Emerald Coast. Brand new walk-in tile shower, new flooring throughout and a completely upgraded kitchen with everything you need to cook. The beach is a short 2-minute walk across the street. Not feeling the beach?? Enjoy a beverage on the back patio overlooking the lake while taking in the view of Pier Park's SkyWheel.

Superhost
Condo in Panama City Beach
4.87 out of 5 average rating, 223 reviews

Too Beautiful Inside/Out over the Gulf!

SUPER HOSTED! Inside: LVP throughout the condo! The 17th floor Gulf views are STUNNING!!SS Kitchen appliances. Main Suite with sliders to balcony and oversized new shower! Bunk Room w/ custom barn door has a 32” TV at end of each bed! Outside A Resort that has it all- 810 Bowling and Games, restaurants, water light shows, 5 pools, 2 oversized hot tubs, putting green, amazing sunrise and sunset views from breathtaking oversized balcony-DINE OUTDOORS!

Guest favorite
Dome in Panama City Beach
4.98 out of 5 average rating, 150 reviews

Near 30A! Firepit, Beach <1 Mile, Beach Cottage

The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

Guest favorite
A spacious master bedroom displays a king bed adorned with a decorative duvet featuring ocean-themed designs. Large windows frame views of the Gulf, while a ceiling fan adds comfort. A flat-screen TV is positioned on a dresser, complemented by a small potted plant in the corner.
Condo in Panama City Beach
4.95 out of 5 average rating, 129 reviews

Stunning Gulf Views I Sleeps 9 I Best Amenities

*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach

Top guest favorite
A balcony view reveals a sparkling pool area surrounded by lounge chairs, with vibrant umbrellas providing shade. The Gulf of Mexico glistens in the distance, visible through a clear blue sky, enhancing the serene ambiance of this coastal retreat.
Condo in Panama City Beach
4.93 out of 5 average rating, 105 reviews

Ocean Views, 2BD+bunks, King beds, Great Amenities

Enjoy sunsets at the beach in this cozy condo, 2 bedroom 2 bath with separate bunk area and queen sleeper sofa, sleeps 8. Must be 21+to rent this unit. Distance to Beach: Across the street, walk through the gated beach access for Laketown Wharf. This condo is on the 5th floor overlooking the Gulf of Mexico. This is a NON-smoking unit that is strictly enforced.

Popular amenities for Panama City lake access rentals

When is the best time to visit Panama City?

MonthJanFebMarAprMayJunJulAugSepOctNovDec
Avg. price$105$123$110$130$133$167$153$131$117$118$105$102
Avg. temp54°F57°F62°F67°F75°F81°F82°F82°F79°F72°F62°F57°F

Destinations to explore