
Waterfront vacation rentals in Panama City
Find and book unique waterfront rentals on Airbnb
Quick stats about waterfront rentals in Panama City

Total vacation rentals
Explore 100 vacation rentals in Panama City

Nightly prices starting at
Panama City vacation rentals start at $20 per night before taxes and fees

Verified guest reviews
Over 5,470 verified reviews to help you choose

Family-friendly vacation rentals
60 properties offer extra space & kid-friendly amenities

Pet-friendly vacation rentals
Find 30 rentals that welcome pets

Vacation rentals with a pool
40 properties feature pools

Rentals with dedicated workspaces
40 properties have a dedicated workspace

Wi-Fi availability
100 of Panama City vacation rentals include wi-fi access

Popular amenities for guests
Guests love Kitchen, Wifi, and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
Top-rated waterfront rentals in Panama City
Guests agree: these waterfront rentals are highly rated for location, cleanliness, and more.

Bay Beach Bungalow waterfront family vacation home
Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

Water front bay beach and boat dock stunning views
Take it easy at this unique and tranquil getaway. Duplex is 550 square feet on the water. Fish from your backyard or end of dock. Catch breathtaking sunsets on the back deck. Private boat dock with slips Boat ramp 1/4 away. Kayak and explore East St. Andrews Bay. Location is very quiet and peaceful . Walk the shore to the Tyndal bridge and view wild life. 30 minutes to PCB. 18 miles to Mexico Beach. 3 mile to Tyndal Gate. Complementary kayaks/paddle board. Fishing charter option available!

Bay Beauty! View of St Andrew’s & Shell Island
Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

A Sunny Bungalow FOR 8 - WALK TO BEACH w/ KING bed
Message us for special winter discount! Enjoy a relaxing experience at our charming, perfectly located 2 bed, 2 bath, beach bungalow steps away from the most beautiful beaches in Florida Located only 1 block from the white sandy beaches of PCB. If you get sick of the beach, you are a short distance from great bars, restaurants, and the beautiful St. Andrews State Park Schooners, Patches, Newby's & TOOTSIES are just around the corner making for a great walk home after dinner and drinks.

Beachfront Bliss with King: Free Chair Service!
Enjoy beach life in this fabulous location! We are excited to share our renovated studio nestled in the heart of Panama City Beach on iconic Thomas Drive! Our piece of paradise has a king bed and queen sleeper sofa with a cozy living area and ROKU TV. Top of the Gulf offers a beautiful pool, many communal balconies, fitness center, game room, and private beach access. As a thank you, enjoy seasonal complimentary beach service. Book your stay now and experience the ultimate beach getaway!

Ocean Star Suite @Continental Oceanfront Shoreline
Waking up to the rhythm of the tide in this A+ luxury beachfront sanctuary. Perched on the 5th floor, Unit 517 offers breathtaking panoramic ocean views and a sleek, modern kitchen for the ultimate coastal escape. Step outside and you’re in the heart of it all. Stroll to Pier Park for world-class dining, visit Gulf World, or explore the best bars and shops in PCB. Luxury, comfort, and the Emerald Coast at your doorstep. This isn't just a stay—it’s an experience. Book your paradise now!

Beachfront, Beach Setup Incl! Close to Everything!
✦ Private Balcony ✦ Incredible Gulf Views ✦ Free Beach Set-up Service (Mar–Oct) ✦ 3 Pools (1 heated seasonally) ✦ Fitness Room ✦ Tennis | Pickle Ball | Shuffleboard (Newly Reconstructed) ✦ Access to Owner's Storage Stocked w/Beach Amenities ✦ Beach Towels to Use at Pool or Beach ✦ Stocked Coffee Station ✦ Board Games, Puzzles & Cards ✦ Close to Walmart, Restaurants & Attractions ✦ Free Wifi ✦ DirectTv ✦ Smart TVs with Streaming Apps ✦ Gated Beach Access & Parking Lot ✦ On-site Laundry

Private Water Front Cottage - Panama City, FL
Welcome to Turtle Cove Water-Front Cottage. Do you like to fish right off the bank of your rental? Do you want to be centrally located to beaches, colleges, sports complexes, and restaurants? This 1 bedroom, 1 bunk nook, and 1 bathroom cottage is newly renovated with a beautiful porch perfect for outside dining and sunsets. AND the waterfront canal is the perfect path to the bay on a kayak and paddle board OR just fish right off the bank of the yard. This cozy cottage is perfect!

The Banana, Peaceful, Lagoon View, Private Getaway
A private 800+ sq ft ranch waterfront home. New full kitchen. Queen bed, smart TV, combo dining & sitting area, full bath. Private entry into this peaceful tropical feeling space. Steps away from 2 large decks and grill. Enjoy kayaks, paddleboards, bicycles, fishing poles. On-site parking; including for boat trailers. Dog friendly. A perfect getaway for a business or vacation trip. Enjoy our new Hideaway Greenhouse--sip, sit and relax amongst the flowers and water views.

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly
We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Private Backyard | Pet Friendly | Sleeps 4
Walk in and relax in this beautiful meticulously renovated duplex with fully fenced backyard and spacious patio. Take a short walk to the beach to the Rick seltzer park, my favorite place on the beach, don’t forget chairs and umbrella that we prepared for you As you get enough of sunshine go and enjoy Capt’s Jack unlimited crab legs or have a drink in one of many bars and restaurants around Absolutely NO SMOKING in this unit

"Bliss On The Bay" Guesthouse W/Kitchen
Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.
Popular amenities for Panama City waterfront rentals
Waterfront apartment rentals

Edgewater Beach & Golf, King bed, Ocean views!

Majestic Beach Resort Escape to Gulf of America

BEACHFRONt-Majestic*Studio+Bunk-Sleeps4-Pools-Spa

Gulf Front Penthouse Tidewater - Amenities galore!

Sunday's Shore to Please with King Bed

712 XXL Modern Luxe 4/3 Oceanview Pools Resort 18+

Oceanfront Escape | King Bed | FREE Beach Service

"Islandia 316" waterfront one bedroom with a pool
Waterfront house rentals

Location! Private Beach/Estates/Rm for boat/Pet(s)

Heated Pool Paradise, Steps to Beach & Restaurants

Granny’s at the Beach With Heated Pool (Extra Fee)

Pineapple Paradise By The Bay

Huge waterfront home on historic St. Andrews Bay

Aqua-Holic Beach House Directly on the Beach!

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar

Family Friendly Lake House Escape
Waterfront condo rentals

Summer Breeze - FREE beach service, 2 king beds

Cozy Gulf-Front Studio at Majestic w/chair service

Mermaids Calling 2302Beach Front~Free Beach Chairs

Emerald View - Large Beachfront Balcony + 2 Pools

Beach Condo #925 w/ Heated Pool & Hot Tub

Gulf of Mexico Getaway! Steps 2 sand, sun & surf!

Ocean Front, Amazing Views, Perfect Location PCB

Elegant 5th Floor Condo Pool, Hot Tub, Waterfront
When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | $113 | $120 | $130 | $132 | $152 | $175 | $164 | $129 | $120 | $125 | $111 | $110 |
| Avg. temp | 54°F | 57°F | 62°F | 67°F | 75°F | 81°F | 82°F | 82°F | 79°F | 72°F | 62°F | 57°F |
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- Pier Park
- Henderson Beach State Park
- St. Andrews State Park
- Village of Baytowne Wharf
- Seacrest Beach
- Frank Brown Park
- Aqua Resort
- Topsail Hill Preserve State Park
- Grayton Beach State Park
- St. Andrew State Park Pier
- Shipwreck Island Waterpark
- Crooked Island Beach
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- Signal Hill Golf Course
- Destiny East
- Sugar Beach Condominiums
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- Camp Helen State Park
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- Gulf World Marine Park
- MB Miller County Pier
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